If you have been notified you are required to obtain an SR-22 insurance policy in Chicago, you might be confused and frustrated as you search for companies that can provide this type of policy. Here are some things to consider when searching for SR-22 insurance.
Do You Need an SR-22 Insurance Policy?
you were caught driving without insurance, involved in a motor
vehicle accident while driving without insurance, driving with a
suspended license, receive a large number of traffic tickets in a
short period of time or were found to be driving under the influence,
you may be required to carry a different type of car insurance known
as an SR-22 insurance policy. This is typically ordered by the courts
as part of your punishment, marking you as an increased risk.
Is an SR-22 Insurance Policy Different from a Regular Insurance
SR-22 insurance policy is a state required type of insurance that
guarantees you have the proper coverage to handle the financial
responsibility of an accident. This type of insurance is designed to
allow you to maintain your driving privileges when you are considered
a high-risk driver due to past behaviors.
How Long Will You Need an SR-22 Insurance Policy?
will be required to carry SR-22 insurance for a minimum of three
years. However, some drivers may be required to carry it for a longer
Without an SR-22 Insurance Policy
back and forth to work, running errands and living your normal life
without a car can be extremely frustrating. If you are required to
have an SR-22 insurance policy in Chicago and you don’t have it,
your driving privileges will remain suspended until you do. Driving
without this required insurance can have serious consequences.